Interest Rates

Please call us at 612-321-0991 if you have any questions about our rates.

Interest Checking

A variable rate account. Rates may change after account is opened.

Average Daily Balance	Interest Rate	APY¹
$0.00 - $1,000.00	0.00 %	0.00 %
$1,000.01 - $25,000.00	0.05 %	0.05 %
$25,000.01 - $100,000.00	0.05 %	0.05 %
$100,000.01 +	0.05 %	0.05 %
Fees or charges may reduce earnings.

Money Market Savings

A variable rate account. Rates may change after account is opened.

Average Daily Balance	Interest Rate	APY¹
$0.00 - $2,500.00	0.05 %	0.05 %
$2,500.01 - $25,000.00	0.10 %	0.10 %
$25,000.01 - $100,000.00	0.20 %	0.20 %
$100,000.01 – $1,000,000.00	0.35 %	0.35 %
$1,000,000.01+	0.50%	0.50%
Fees or charges may reduce earnings.

Certificates of Deposit
Unless otherwise stated, Certificates of Deposit have a $1,000.00 minimum balance and interest is paid quarterly. The APY (annual percentage yield) for Certificates assumes interest remains on deposit until maturity. A withdrawal will reduce earnings. Certificates will be renewed automatically at maturity for the previous term. You have 10 calendar days after maturity before a withdrawal penalty will be imposed. A penalty may be imposed for early withdrawal.

Under $100,000 Balance

Term	Interest Rate	APY
< 3 months	0.10 % Fixed	0.10 %
3 month	0.15 % Fixed	0.15 %
6 month	0.25 % Fixed	0.25 %
12 month	0.50 % Fixed	0.50 %
18 month	0.60 % Fixed	0.60 %

$100,000 And Over Balance

Term	Interest Rate	APY
< 3 months	0.10 % Fixed	0.10 %
3 month	0.25 % Fixed	0.25 %
6 month	0.35 % Fixed	0.35 %
12 month	0.60 % Fixed	0.60 %
18 month	0.70 % Fixed	0.70 %

¹Annual Percentage Yield. The annual percentage yield assumes interest remains on deposit for one year.

Effective November 2, 2012