Private Bank Minnesota’s Staff Directory
| David C. Richards David is the vice president and senior credit administration manager of Private Bank Minnesota. He is responsible for managing loan policies and advising senior management on credit culture issues. David has more than 30 years of banking experience and has been a certified commercial lender since 1977. David joined Private Bank Minnesota in 2008. Immediately before that, he served as the loan review services manager for the Financial Institutions Practice of Wipfli, LLP, one of the largest public accounting firms in the U.S. Earlier, he served as senior vice president and senior credit officer for Associated Bank Minnesota, where he was responsible for loan approvals and oversaw the Credit Administration and Loan Operations departments. David also spent eight years at MidAmerica Bank/Bancservices Corporation, ultimately serving as executive vice president and chief credit officer after the merger of seven Twin Cities charters into MidAmerica Bank. David has a B.A. in economics and business from Beloit College. He is a former instructor of the Commercial Lending School of the Wisconsin Bankers Association/AIB. A member of RMA Robert Morris Associates since 1979, he was president of the Minnesota Chapter from 2000-2001 and president of the Wisconsin Chapter from 1983-1984. He is also a former faculty member of the RMA National Credit Department Management Workshop and the Wisconsin Bankers Association/AIB courses. He is a former member of the U.S. Coast Guard Auxiliary, former treasurer of Cub Scout Pack 602 and former treasurer and board member of the Miss Croix Yacht Harbor Association. “My role is to assist our bankers in evaluating and structuring requests from our existing and prospective clients. While we may not be able to do everything that is asked of us, we must have a process to inform the client promptly about what we can and cannot accomplish for them,” David says. Contact Information:
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